OTC Desk & B2B Solutions
Institutional-grade liquidity and global settlement.
Exchange EUR, USD, stablecoins, and digital assets — with a dedicated desk handling every deal from quote to settlement.
Corridors · Currencies · Volumes
The APS OTC Desk
One desk for liquidity, exchange,and settlement.
Exchange directly through the APS OTC Desk — EUR, USD, stablecoins, and digital assets, settled via SWIFT, SEPA, and local rails into Africa, Asia, MENA, and LATAM. A dedicated account manager handles every deal from quote to settlement.
Third-party payments
Collect and pay on behalf of, at scale
Move funds for your customers and counterparties through dedicated Named & Virtual IBANs — collections in, payouts out, across B2B and B2C flows.
COBO
Collect on
behalf of.
Receive incoming funds from your customers and counterparties into dedicated Named & Virtual IBANs.
Customer
collections
Counterparty
receivables
Marketplace
settlement
Business-to-business
Collections and settlements between
companies, across borders.
B2B
POBO
Pay on
behalf of.
Pay out to your suppliers, partners, and customers from your APS accounts — in fiat or digital assets.
Supplier & vendor
settlement
Payroll
Partner
payouts
Business-to-consumer
Payouts to end customers and
contractors at scale.
B2C
Liquidity, exchange, and settlement — handled.
One desk, every corridor.
EXCHANGE & settle
Exchange and settle in
fiat and digital currencies
Major fiat, stable-coins, and digital assets — moved on
the rails your counterparties already use
Currencies & assets
USD
USDT
EUR
USDC
USDC
EUR
USD
EUR
USDC
USDT
Stablecoins
Digital assets
Settlement rails
International wires
Euro-area transfers
Local Rails
In-region delivery
In-region delivery
International wires
Euro-area transfers
3RD-PARTY · B2B ONLY
Settle EUR direct with a
Euro IBAN
Named & Virtual Euro IBANs with fast settlement
and firm quotes — receive and send EUR straight
to your own account
Target
Named & Virtual IBANs
Fast settlement
Firm quotes
Target
Firm quotes
Named & Virtual IBANs
Fast settlement
Make payments over SEPA, TARGET and SWIFT — straight from a named euro account
Make payments on behalf of the Client over SEPA, TARGET and SWIFT — straight from a named euro account. B2B payments only
Set up B2B payments.
Dedicated Named & Virtual IBANs over SEPA, TARGET and SWIFT — 0% to open
Built for size
Local rails into
Africa,
Asia, MENA, and LATAM.
Settle into the corridors that matter — in local currency.
Africa
NGN
ZAR
GHS
EGP
KES
XOF
NGN
ZAR
GHS
EGP
KES
KES
Asia
CNY
VND
INR
IDR
THB
MYR
HKD
KRW
SGD
JPY
CNY
VND
INR
IDR
THB
MYR
HKD
KRW
SGD
JPY
MENA
AED
SAR
AED
SAR
LATAM
BRL
MXN
ARS
CLP
COP
BRL
MXN
ARS
CLP
COP
Request a consultation or initiate a test transaction.
What we do
Three ways businesses move money
through the desk.
From first quote to final settlement, a dedicated account manager
owns the deal — built around your corridors, currencies, and volumes.
01 · On-Ramp
Fiat
→
Digital Assets
The client sends fiat — APS delivers the equivalent in digital assets at an agreed settlement fee.
Example uses
- Corporate treasury deployment
- Operational Digital Assets funding
- Institutional asset acquisition
02 · Off-Ramp
Digital Assets
→
Fiat
The client delivers digital assets — APS settles the equivalent in fiat at an agreed settlement fee.
Example uses
- Vendor & supplier settlement
- Payroll conversion
- Corporate fund management
03 · Cross-Border Payments
Fiat
→
Digital Assets
→
Fiat
International transfers routed through digital asset rails — on-ramp at the point of origin, off-ramp at the destination. Faster and more cost-effective than correspondent banking.
Example uses
- Sender’s fiat → digital assets → recipient’s fiat
- Business to business (B2B)
- Business to consumer (B2C)
Why settle
through the
APS OTC Desk
A single desk for institutional flow across borders.
Euro IBAN with 0% account opening fee — settle EUR direct
60+ blockchains supported
Institutional liquidity, built for scale
Cross-border settlement with global reach
A dedicated account manager on every deal, quote to settlement
Settlement via leading rails — SWIFT, SEPA, and local rails
A dedicated account manager on
every deal, quote to settlement
Euro IBAN with 0% account
opening fee — settle EUR direct
Settlement via leading rails
— SWIFT, SEPA, and local rails
Cross-border settlement
with global reach
Institutional liquidity,
built for scale
60+ blockchains
supported
Ready to move size across borders?
Let's talk corridors, currencies, and volumes — and design
the right setup for your flow